Buying a new vehicle can be an overwhelming experience and before you head to an Indianapolis Ford dealership you can think about some things in order to narrow down your options.

Think about what your budget is. You want to walk into the dealership with an idea of how much you want to spend and stick to it so you don’t get in over your head with payments you can’t afford.

Figure out what kind of car you need. Are you constantly lugging things and would need a truck? Do you just need a car for your commute to work and a compact would suffice? Really think about your current lifestyle when choosing a new vehicle. What activities do you imagine doing in your new car? Do you have small children where you will need extra room? If this is going to be a family car then you will want to make sure your car has plenty of safety features. Consider performance, style and comfort as well. Sometimes doing side-by-side comparisons of vehicles will help, especially if you are choosing between two different models. With the Internet, it’s easy to do research online so you aren’t overwhelmed when you set foot in a dealership.

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If you are looking to trade in your current vehicle at an Indianapolis Ford dealership then have an idea of what your current car is worth so you know if you are getting good value.

Whether you are looking for a used or new vehicle, a test drive is also important. Ask to take the vehicle on the city streets and the highway so you truly know how the vehicle is going to perform.

If you have a new car picked out you will need to decide between leasing and buying. Both have different benefits. Usually a monthly lease payment is lower than a monthly financing payment and usually requires a small down payment. If you enjoy the latest technology in your cars then leasing may be a good option for you since you can do a new lease after your terms are up, which is usually every three years. However, with a lease maintenance is important and you must follow the rules about mileage to avoid penalties. You also can’t make changes to the car. If you plan to keep your car for a long time then buying is a good option. Once the car is paid off, it’s yours to keep. However, you may be required to have a more sizable down payment.

If you are searching for a used car there are going to be a few more steps that you want to take. Ask for CarFax or a similar report so that you have a full history of the car. Make sure you carefully inspect both the outside and inside of the vehicle to check for any damage. If there are repairs that need to be made, use this to your advantage and negotiate a lower price.